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AS CHARGED BENEFIT, DOUBLE SUM ASSURED, AND WORTH THE MONEY

AIA Life & Health Insurance

Empowering you and your family to live Healthier, Longer, Better Lives with comprehensive life and critical illness coverage.

OUR PROMISE

AIA Healthier, Longer, Better Lives

AIA is committed to empowering people to live healthier and better lives, guided by our promise of Healthier, Longer, Better Lives, so that everyone can enjoy a longer, healthier, and more fulfilling life.

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Apply for Free and Enjoy the Flexibility to Cancel Anytime

What Is AIA Life Insurance?

Life insurance from AIA provides financial protection and long-term security for you and your family.
In the event of unforeseen circumstances such as death or total disability, the policy pays a lump sum to your beneficiaries, helping them maintain financial stability and manage ongoing expenses.

Optional Riders You Can Add

AIA life insurance policies are flexible and can be enhanced with additional riders to suit your needs, such as:

  • Health Insurance: In-patient (IPD) and outpatient (OPD) medical coverage.
  • Critical Illness Cover: Lump-sum payout upon diagnosis of specified critical illnesses.
  • Income Replacement Benefit: Daily or monthly income compensation during hospitalization.
  • Personal Accident (PA): Coverage for accidental death or disability.

Tax Deduction Benefits (Thailand)

Standard Life Policies (Min. 10 Years) Premiums eligible for personal income tax deduction up to THB 100,000 / year.
Combined with Retirement Plans Total tax deduction increased up to THB 300,000 / year under Thai Revenue Department regulations.

Who Should Consider Life Insurance:

  • Primary income earners supporting family members.
  • Individuals planning long-term financial security or estate planning.
  • Taxpayers seeking lawful tax deductions.
  • Those wanting protection combined with savings and retirement.

*Note: Coverage terms, exclusions, and tax benefits are subject to policy conditions and Thai Revenue Department regulations. Please review the policy wording carefully before making any insurance decision.

Key Highlights & Benefits

Why AIA is Thailand's top choice for personal and corporate insurance solutions.

Easy Application

Easy Application

Streamlined paperless process with fast approval turnaround.

Long-Term Protection

Long-Term Protection

Secures your family's future and financial foundation for decades.

High Value for Money

High Value for Money

Optimal premium-to-coverage ratio designed to fit any budget.

High Coverage Limit

High Coverage Limit

Substantial medical and life payout limits up to tens of millions.

Room & Board Coverage

Room & Board Coverage

Generous daily hospital room allowances in top private facilities.

Double Critical Illness Benefit

Double Critical Illness Benefit

Doubled sum assured payout upon diagnosis of major critical conditions.

OPD Coverage

OPD Coverage (Selected Plans)

Covers outpatient consultations and prescriptions without hospitalization.

Renewable Even After Claims

Renewable Even After Claims

Guaranteed policy renewal regardless of past medical claim history.

Tax Deductible Premium

Tax Deductible Premium

Eligible for personal income tax deductions up to 300,000 THB annually.

Featured AIA Flagship Health Plans

MARKET LEADER

Our Leadership and Trust

We are Thailand's No.1 life insurance company, trusted by customers for over 86 years.

Policyholders Icon
5+ Million
Individual Policyholders
Nationwide across Thailand
Corporate Clients Icon
14,000+
Corporate Companies
Business and group clients
Agents Network Icon
50,000+
Insurance Agents
Largest agent network in Thailand
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No. 1
In MDRT Agents
Excellence and global advisory quality

Why Choose Us?

Your Trusted Insurance Broker In Health & Life Insurance

Specialized for Expats

Decades of experience working directly with the international expatriate community in Thailand.

Personalized Advice

We analyze your family's needs to choose the right plan for your lifestyle and budget.

Hassle-Free Claims

Smooth and quick claim processing and hospital coordination so you can focus on recovery.

Local Expertise

Local physical offices in Hua Hin, Phuket, and Bangkok to support you on the ground.

Get Your Personal AIA Health & Life Proposal

Consult with Pacific Care's advisors to secure comprehensive AIA life insurance, Health Happy coverage, and tax benefits today.

Request AIA Quote Now